Acceptance of Terms
By accessing or using LoanVerity, you agree to be bound by these Terms of Service. If you do not agree to any part of the terms, you may not access the Service.
Description of Service
LoanVerity provides free, browser-based financial calculators and educational content. The Service is provided "as is" and "as available" without any warranty of any kind.
Acceptable Use
You agree not to: use the Service for any unlawful purpose, attempt unauthorized access, use automated means to access the Service, introduce harmful material, or attempt to reverse engineer any part of the Service.
Calculator Accuracy
The calculators produce mathematical estimates based on your inputs. These estimates should not be used as the sole basis for any financial decision. Actual loan terms may vary significantly. Always verify with a qualified financial professional or directly with your lender.
Intellectual Property
The Service and its original content are owned by LoanVerity and are protected by international copyright and intellectual property laws. Calculation formulas are based on standard financial mathematics and are not claimed as proprietary.
Third-Party Links
Our Service may contain links to third-party websites. We have no control over and assume no responsibility for their content, privacy policies, or practices.
Affiliate Disclosure
LoanVerity may participate in affiliate marketing programs. Affiliate links are clearly marked. We only recommend products and services we believe provide value.
Limitation of Liability
To the fullest extent permitted by law, LoanVerity shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your access to or use of the Service.
Termination
We may terminate or suspend access to our Service immediately for any reason, including breach of Terms. All provisions that by their nature should survive termination shall survive.
Governing Law
These Terms shall be governed by the laws of the United States. Our failure to enforce any right or provision will not be considered a waiver of those rights.
Changes to Terms
We reserve the right to modify these Terms at any time. Material revisions will provide at least 30 days notice. Continued use after revisions constitutes acceptance.
Important: This document is provided for informational and educational purposes. It is a template and should not be considered legal advice. Consult a qualified attorney for your specific situation.